Terms and Conditions

Welcome to QuotesOnACA.com. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions, which govern your use of this website. Please review these terms carefully, as they affect your legal rights and obligations.

1. Acceptance of Terms

By using the Website, you confirm that you have read, understood, and accepted these Terms and Conditions. If you do not agree to any part of these Terms, please do not use the Website. QuotesOnACA.com reserves the right to update these Terms at any time without prior notice.

2. Website Usage Restrictions

You agree to use the Website solely for lawful purposes and understand that you are prohibited from:

• Misusing the Website for unauthorized or unlawful purposes, such as attempting to hack or disrupt its operation
• Using automated systems (such as robots or spiders) to access the Website without our express permission
• Collecting or harvesting any personal information from other users without their consent

3. Provision of Services

QuotesOnACA.com provides information about the Affordable Care Act (ACA), Obamacare, and health insurance options in general. However, we are not an insurance provider, and the information we share is intended for advertising and educational purposes only. Users should consult a licensed health insurance agent or the federal health insurance marketplace to explore coverage options.

4. Intellectual Property Rights

All content on QuotesOnACA.com, including but not limited to text, graphics, images, and the site’s layout and design, is the intellectual property of QuotesOnACA.com or its licensors. Unauthorized reproduction, distribution, or transmission of any content on this Website is strictly prohibited.

• Limited License: You are granted a non-exclusive, non-transferable, limited license to access and use the Website for personal, non-commercial purposes.

5. Limitation of Liability

QuotesOnACA.com and its affiliates, employees, or agents shall not be liable for any damages, whether direct, indirect, incidental, consequential, or punitive, arising out of or related to your use of, or inability to use, the Website or any content therein.

• No Endorsement: QuotesOnACA.com does not endorse or recommend any particular insurance product, service, or company. All information is provided “as is” and without warranties.

6. Third-Party Links and Resources

QuotesOnACA.com may contain hyperlinks to third-party websites. These are provided for your convenience, and we do not endorse or assume responsibility for the content, practices, or availability of these external sites. We encourage users to review the terms and privacy policies of any third-party site before engaging with them.

7. User Responsibilities and Account Security

If you create an account on our Website, you are responsible for maintaining the security and confidentiality of your login credentials. You are responsible for all activity conducted through your account, and you agree to notify us immediately of any unauthorized use.

8. Indemnification

By using this Website, you agree to indemnify and hold QuotesOnACA.com and its affiliates, employees, and agents harmless from any claims, damages, losses, or expenses (including reasonable attorney fees) arising out of your violation of these Terms.

9. Dispute Resolution

Any dispute arising out of or relating to these Terms and Conditions or the Website itself will be resolved through arbitration in accordance with the rules of the American Arbitration Association. All proceedings will be conducted in [Your State].

10. Modifications to Terms

QuotesOnACA.com reserves the right to modify or discontinue, temporarily or permanently, the Website or any part of it with or without notice. Any updates to these Terms will be posted here, and continued use of the Website signifies acceptance of any modifications.