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This section of the Privacy Policy is intended to comply with the California Consumer Privacy Act (CCPA) and applies to California residents using QuotesOnACA.com.
1. California Resident Rights
Under the CCPA, California residents have specific rights regarding their personal information, including:
- Right to Know: You have the right to request details on the types and specific pieces of personal information we have collected about you within the past 12 months.
- Right to Delete: You have the right to request deletion of personal information, subject to certain exemptions.
- Right to Opt-Out: You have the right to request that we do not sell your personal information. QuotesOnACA.com does not sell personal information to third parties.
2. Personal Information Collected and Sources
QuotesOnACA.com has collected the following categories of information in the past 12 months:
- Identifiers such as names and IP addresses
- Internet activity data, including browsing history and engagement with our Website
- Inferences drawn to create a profile reflecting your preferences
Sources include directly from you when you fill out forms, and automatically through cookies and other online tracking technologies.
3. How We Use Collected Information
The collected data is used for:
- Improving Website functionality, troubleshooting, and security
- Providing you with relevant information on ACA and health insurance options
- Marketing purposes, if you have opted to receive such communications
4. Request Submission and Verification
California residents may exercise their CCPA rights by contacting us at [insert contact information]. To process your request, we will verify your identity and may require additional details to ensure the security of your information.
5. Response Time and Fees
We will respond to verified requests within 45 days. We do not charge fees for processing CCPA-related requests unless they are excessive or repetitive. In such cases, we will provide an explanation for any fees charged.
6. Data Retention and Deletion
QuotesOnACA.com retains personal information only as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law. Upon request, we will delete personal information, with certain exceptions such as completing a transaction or complying with legal obligations.
7. Non-Discrimination Clause
We will not discriminate against California residents who exercise their CCPA rights, meaning we will not deny goods or services, provide a different level of service, or suggest any form of disadvantage for exercising these rights.
8. Authorized Agents
If you use an authorized agent to submit a request, we require the agent to provide proof of their authority to act on your behalf, as well as verification of their identity and permission from you.
9. Updates to This Policy
QuotesOnACA.com may update this California Privacy Policy to reflect changes in our data practices. All updates will be posted here, so please check this page regularly.
